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Vitaly

Second Stimulus Check is on the Way

December 23, 2020 By Vitaly Leave a Comment

Second Stimulus Check
Finally, after months of negotiations and partisan disputes, Congress passed on Monday the new, $900 billion, Coronavirus Relief package. The second stimulus relief package is a part of a ~$2.4 trillion spending bill to fund the federal government through the end of September 30, 2021 and is supposed to be signed by President Trump as soon as it gets to the White House. In addition to new provisions, the new bill has kept some provisions of the CARES Act that was passed earlier this year. However, there were some significant changes you need to be aware of. Let’s look at important highlights of the new bill for individuals and small business owners.
 

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Joe Biden’s Economic Plan: What Does it Mean for America?

November 8, 2020 By Vitaly Leave a Comment

On Saturday, the Associated Press and major TV networks called the presidential race and declared Joe Biden as the winner. Joe Biden has won 290 electoral votes and leads in Georgia, which can add additional 16 votes to his arsenal.

Despite the race being called, it seems that for the President Trump it isn’t over yet. Seeing and reading his personal and campaign’s tweets and comments, there is a chance of some lawsuits and a potential vote recount in some states. I don’t believe that this will change anything and thus, also “declare” Joe Biden as the 46th president of the USA. Given that, I’d like to briefly summarize Joe Biden’s economic plan key points and what we can expect going forward.

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Should You Participate in a Payroll Tax Relief Program? Most Likely Not!

September 16, 2020 By Vitaly Leave a Comment

About a month ago, President Trump signed an executive order that expanded economic relief to taxpayers. Starting September 1, 2020 and through December 31, 2020 employees can defer payroll taxes. [Read more…] about Should You Participate in a Payroll Tax Relief Program? Most Likely Not!

$6,000 Second Stimulus Check – House Passed the HEROES Act

May 16, 2020 By Vitaly Leave a Comment

In this video, I provide a quick summary of the HEROES Act, a new $3 trillion stimulus package aimed to provide additional assistance and reliefs to individuals, businesses, and government entities. The bill was passed by the House of Representatives on Friday. Also, I talk about the second stimulus check and other keys provisions of the new stimulus package, including student loan forgiveness and housing assistance.

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9 Reasons to Always Use Credit Cards Over Debit Cards

May 1, 2020 By Vitaly Leave a Comment

I recently got a new client and due to the COVID-19 lockdown we had to go through a lot of things virtually. When I have a new client, I always go through a pre-determined process that outlines specific steps and actions both the client and I need to take. One of the very first steps is to send the client a questionnaire to get some basic information about the client and get some insights into the client’s current financial situation and overall life philosophy. One of the questions in my questionnaire asks the client about his or her top five bucket list goals. Usually people list buying a house, travel to an exotic place, upgrading a car, saving for a college and some other things. But this lady mentioned that she wanted to stop using credit cards. It came as a little shocker to me. Of course, she is not alone in that attitude. I am hearing and seeing that many people, especially millennials, opt out from using credit cards in favor of debit cards. But are credit cards indeed as black as they are painted? Let’s find out.

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How To Protect Yourself From Becoming a Victim of Fraud Or Scam

April 10, 2020 By Vitaly Leave a Comment

During difficult times like the one we are all getting through right now, there are people that play on the public’s fear about the coronavirus pandemic and do harm than help. I have zero tolerance for that and would like to talk about some scams that you need to be aware of now and what you can do to protect yourself from becoming a victim of a fraudster or a scammer.

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Meet Vitaly

I am a financial advisor at Lestna Retirement. I help people reach financial freedom and retire with dignity. More...

9 Reasons to Use Credit Cards

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